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Earn is wallet-to-pool supply. Deposits receive vTokens — a claim on the pool’s cash plus borrower interest. This is the utility Kamino’s xStocks market does not offer. Those stock reserves sit at ~0% APY. Vanna pools for the same mints pay a live borrow rate.
Earn page listing SOL, USDC, TSLAx and other lending pools with supply APY, borrow APY, and utilization

Earn market list. SOL, USDC, TSLAx, and the other stock pools. Rates move with utilization. Click the image to zoom.

Markets

Each mint has its own reserve, share mint, and rate curve. Supplying TSLAx does not earn the USDC pool’s rate.

Use Earn

  1. Open Earn.
  2. Pick a pool.
  3. Use Supply Liquidity or Withdraw Liquidity.
  4. Confirm the wallet signature and wait for balances to refresh.
Supply uses wallet funds. No margin account is required. Earnings depend on actual borrower interest and utilization — they are not a fixed coupon. See Supply and Withdraw.